So, yesterday I went on the travel insurance mission.
Having elected to pass on a free Meerkat toy on Compare the Market, I decided to visit Money Supermarket to go through travel insurance deals and quotes.
At first glance, the list
seems endless with all the providers showing the same packages - with
varying prices. However, having had previous experience of
insurance-buying, I easily went through and identified the ideal package
for me. Lay insurance hunters may think that medical cover of up to
£10,000,000 seems an awful lot of cover. Well - in my opinion (and
thankfully not from any physical ailments) it is better to be safe than
sorry, and if having £10million-worth of insurance cover means being
safe then that's the box to tick. You never know what might happen when
you're on your adventures.
Next was a rough estimate
in terms of baggage cover and "Cancellation & Curtailment" cover.
These are up to you, the only important thing to remember is that within
the overarching "baggage" title comes all manner of sub-sections
involved personal item value limits and total belongings value issues.
Check the small print before doing anything.
And finally, after a good
few hours of browsing and reading tedious policy wordings, I decided to
go with Columbus Direct. Mostly because I had heard of the company
before, and they were offering large amounts of cover with relatively
small amounts of excess. I checked through the policy details and small
print, and decided this was the one for me. Insure me please.
Crucial tips:
- Always know exactly what you're insured for and against
- Know the phone numbers of the insurance companies and ALWAYS print off all documentation to carry with you
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